Amazon Lending
Through Amazon Lending, Amazon connects eligible sellers with trusted third-party providers to get financing so they can invest in what matters most for their businesses. Through invitations to eligible sellers, Amazon connects them with trusted third-party financing providers offering term loans, merchant cash advances, and lines of credit—often with no credit check required and in a range of financing options with flexible repayment terms. Sellers can apply through a streamlined process, receive decisions quickly (sometimes in seconds), and access funds within days of approval. With financing tailored to their business needs, sellers can free up cash flow, plan with confidence, and grow on their own terms.
“Amazon understands what small businesses need. Cashflow is everything. We have to order inventory months in advance, and getting that capital quickly makes all the difference. A loan through a bank can take weeks to months, where this was a matter of days. Access to financing options like Amazon Lending is what allows sellers to reach their goals.”
— Ryan Flanagan, Founder, Hatching Time
Independent sellers who receive loans through Amazon Lending typically have funds available within 24 hours
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Perspectives
Inside the seller experience
Inside the seller experience
Donie and Kyle Yamamoto put Amazon’s seller tools to work so they could put their time into building a multi-million dollar pet supplement brand.
Vital Pet Life
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Los Angeles, CA
3 Moms Organics
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East Hampton, NY
Explore our programs
Amazon resources to fuel the growth of independent sellers
Product Opportunity Explorer helps independent sellers identify unmet demand and new growth opportunities. With this tool, sellers can analyze trends in customer searches, purchases, reviews, pricing, and more. With new AI capabilities, the tool analyzes billions of customer interactions—searches, clicks, and purchases—while considering their existing portfolio to deliver clear recommendations on similar but unique products. Sellers can see which features matter most, where demand is trending, and what customers expect to pay right away—insights that once required weeks of research. With one of its capabilities, Unmet Demand Insights, sellers can see where customer needs aren’t being met. For example, identifying that customers searching for cooling beach chairs want specific features like ventilated fabric, sun canopies, and solar-powered fans.
With Amazon Supply Chain Services (ASCS), Amazon is opening its full portfolio of freight, distribution, fulfillment, and parcel shipping capabilities to businesses of all types and sizes, not only Amazon sellers. With ASCS, Amazon is expanding its third-party logistics capacity to support businesses in industries such as health care, automotive, manufacturing, and retail. Any business can now move, store, and deliver everything from raw materials to finished products using the same supply chain that supports Amazon and independent sellers.
With Amazon’s listing creation tool, independent sellers can create high-quality product listings by describing their products in just a few words, uploading an image, or providing a URL from their existing website. The tool generates titles, bullet points, and descriptions using customer insights and shopping data that resonate with customers.
Seller University is a free educational resource designed to empower independent sellers to create successful businesses. Sellers can learn how to list, price, fulfill, and advertise with Amazon, or explore advanced topics to take their selling to the next level. With videos and downloadable guides that span across 35 topic areas in 21 languages, sellers can stay up to date on tools, processes, and opportunities.